Every drop, accounted for

Drop in the CSVs your banks already give you. Liquidity turns them into a living ledger β€” your spending pace against budget, the bills coming before they hit, and how many months your cash actually lasts. No accounts, no sync: it all happens right here.

πŸ“‚

Drop CSV files here

Mix as many accounts as you have

βœ“ US Bankβœ“ Chaseβœ“ Amexβœ“ Mint/YNABβœ“ Bank of Americaβœ“ No linking β€” just statements

Pace, not panic

One honest number β€” left to spend β€” and a cumulative pace line that shows over or under weeks before month-end, not after.

Bills that announce themselves

Recurring charges detected from cadence alone, forecast 30 days ahead, and counted as committed before you spend what's left.

Runway, not vibes

Your real burn rate from real spending, three scenarios, and the income you expect β€” so "how long are we good?" has an answer.

Private by craft

Parsing, history, and budgets live in your browser β€” nothing uploaded, ever. An optional AI summary is the only thing that can leave.

Data stays in your browser. Card payments, transfers, and income are auto-excluded. History persists locally between visits.

All time